Apple Pay

Here at Phonedeal we are always getting enquiries and questions about Apple Pay so we thought we would put together a guide. Everything Apple fans need to know Apple Pay, from setup and safety efforts to UK banks and shops that bolster Apple Pay. Here's all that you have to think about utilising Apple Pay in the UK, including which banks bolster Apple Pay

Apple Pay, Apple's contactless installment framework that is integrated into iOS and can be utilised by means of iPhones and Apple Watches at contactless oayment terminals, which was launched in the UK on 14 July 2015. Major high street UK banks offered Apple Pay bolster quickly which included NatWest, Santander and Nationwide with all the more after later in the year.

The UK launch came around nine months after the US dispatch of Apple Pay on 20 October 2014, as a major aspect of the iOS 8.1 refresh. Apple Pay saw 1 million activations in its initial three days, as indicated by Apple.

How to use Apple Pay?

Apple Pay is absolutely as straightforward and expedient as Apple said it would be.

To pay utilising Apple Pay on your iPhone, hold your iPhone up to the contactless credit card terminal and tap your Touch ID button to complete your shopping.
You don't have to unlock your iPhone or open Wallet app to utilise Apple Pay: your iPhone wakes up when it is around a terminal and starts the payment procedure.

Which UK banks / Credit Card company accept Apple Pay?

These are the banks and financial institutions support Apple Pay in the UK.(more to sign up we are sure! if the bank you bank with is not on the list)

  • American Express
  • Barclays
  • Barclaycard
  • Bank of Scotland
  • boon. by Wirecard
  • Cash Passport (Raphael's)
  • Clyesdale Bank
  • The Co-operative Bank
  • First Direct
  • Halifax
  • HBSC
  • Lloyds Bank
  • M&S Bank
  • MBNA
  • Metro Bank
  • Nationwide
  • Natwest
  • Royal Bank of Scotland
  • Santander
  • TSB
  • Tesco Bank
  • Ulster Bank
  • Yorkshire Bank

Is there a limit on how much I can spend using Apple Pay?

Apple Pay enables clients to make contactless payments for any amount really. But bear in mind if the payment terminal or payment processing supplier doesn't support the most recent system particulars, you may need to insert your card if the payment amount exceeds £30.

By and large you will find that Apple Pay has an payment constrain in the UK of £30 (it was £20), this is the same with any NFC-based payment framework. The terminals are restricted to £30 instead of Apple Pay itself. Some UK shops have updated their software which enables their shoppers to handle bigger exchanges when confirmed by Apple Pay's Touch ID.


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